IT leasing or direct purchase? Practical guide for Swiss SMEs looking to modernise their infrastructure without locking up their cash flow.
Financing construction equipment in Switzerland: leasing vs hire purchase | Ecofina
Crane, excavator, compactor — how to finance your construction machinery in Switzerland without tying up your cash flow. Leasing vs hire purchase comparison by Ecofina.
Sale & leaseback: releasing cash without selling assets | Ecofina
How to turn your existing equipment into immediate cash through sale and leaseback. Comprehensive guide for Swiss SMEs by the experts at Ecofina.
Financial structuring for SMEs: protecting cash flow while investing
In an uncertain economic environment, financial structuring has become an essential strategic lever for Swiss SMEs. It is no longer just a question of finding financing, but of optimising the entire capital structure to maximise growth capacity while preserving the cash flow required for daily operations. Balance sheet optimisation: a […]
Medical equipment financing: leasing solutions for practices and clinics in Switzerland
The Swiss medical sector is one of the most dynamic when it comes to technological innovation. However, equipping a dental practice, a clinic or a radiology centre represents considerable investment, sometimes amounting to several hundred thousand francs. Medical leasing has now established itself as the preferred financing solution for healthcare professionals in Switzerland. Discover [...]
Asset purchase: how to turn your equipment into immediate cash
For many Swiss SMEs, the acquisition of assets and sale & leaseback allows dormant equipment to be converted into cash. Significant assets lie dormant in the balance sheets in the form of machines, IT equipment or amortized professional equipment. The acquisition of assets — also known as sale & leaseback — is a powerful financial solution for freeing up capital and freeing up cash.
Corporate IT recycling: legal obligations Responsible management of end-of-life IT equipment has become a major issue for Swiss companies. Between legal obligations, environmental risks and economic opportunities, IT recycling is now establishing itself as a strategic component of any organisation's CSR policy.and opportunities in Switzerland
The Swiss legal framework: OREA and corporate responsibility In Switzerland, the Ordinance on the return, recovery and disposal of electrical and electronic equipment (OREA) requires companies to handle their IT equipment in a regulated manner. It is prohibited to throw computers, servers or smartphones into ordinary household or industrial waste. The devices […]
Leasing vs purchase: which solution to equip your SME? For a Swiss SME that wishes to invest in new equipment, the choice between direct purchase and leasing is a major strategic decision. In 2025, in a context of variable interest rates and pressure on cash flow, this question deserves a thorough analysis.
The purchase: control of the assets, but capital immobilization Acquiring equipment in full ownership offers an obvious advantage: the company owns an asset that is recorded in its balance sheet. It can amortize it fiscally over several years and dispose of it freely. However, the purchase requires an initial investment often significant, which directly depletes the available cash flow. For a […]
Green technologies: how sustainable finance is transforming our future
At a time when climate change is establishing itself as one of the major challenges of our era, the convergence between green technologies and sustainable finance is opening up unprecedented prospects for building a resilient and responsible economy. Far from being mutually exclusive, financial performance and positive environmental impact are proving to be increasingly complementary. Sustainable finance, driven by [...]
Windows 11 Migration Switzerland: avoiding financial shock for SMEs
Windows 11 transition: Avoid the financial trap that threatens 60 % of SMEs in French-speaking Switzerland The deadline of 14 October 2025 will mark the end of Windows 10 support. In other words: no more security updates, no more patches, no more support. And yet 6 out of 10 SMEs do not have [...]
